Whether or not abortions are covered by health insurance depends on your plan type and state laws.
Here’s how to determine if your insurance plan covers abortion now that Roe v. Wade is overturned.
Following the Supreme Court’s overturning of Roe v. Wade last week, Americans who live in areas that ban abortion now must travel out-of-state in order to receive the medical care they’re seeking.
On top of the financial burden created by travel alone, abortions can cost anywhere from $350 to over $1,500. But depending on the state you live in and your insurance provider, health insurance can cover some or all of the bill.
Insider spoke with two health policy experts about which insurance plans cover abortion, and questions to ask your provider in the post-Roe era.
Which types of insurance plans cover abortion?
After the fall of Roe v. Wade, many companies across the US announced they would cover travel costs for employees seeking out-of-state medical care.
Employer health insurance falls into two categories: fully-insured plans and self-insured plans. A fully-insured plan is when an employer purchases health coverage from a state-regulated insurance company.
State laws — including those that outlaw insurance providers from covering abortions