Blue Cross Blue Shield is our top pick overall, with the highest ratings and the best value gold plans. But if you’re looking for the most affordable plan and you have low health needs, Aetna will likely be a better choice. The company has strong customer satisfaction ratings and $0 walk-in and virtual care visits as well.
Ambetter is a solid choice if you want dental and vision with your health insurance, but be sure to compare separate dental and vision plans as well. And if you want a relatively affordable $0 deductible plan, UnitedHealthcare is one to consider.
Frequently Asked Questions
How Much Is Health Insurance in Texas?
A variety of factors will influence your health insurance costs in Texas. These include your age, your tobacco use, if you’re enrolling as an individual or family, which metal tier you choose, and whether you qualify for the premium tax credit. For example, older folks can pay up to three times as much for health insurance as younger people, and insurers are allowed to charge smokers up to 50% more for the same plan. Shop around to find the cheapest health insurance for your situation.
How to Get Health Insurance in Texas
You can get health insurance in Texas through your employer, by purchasing an individual or family plan on the healthcare.gov marketplace, or by using the Small Business Health Insurance Options Program if you need small business health insurance. When using healthcare.gov, be sure to enter details about your household and your income to see if you qualify for the premium tax credit.
When Is Open Enrollment for Health Insurance?
Open enrollment for health insurance in Texas begins November 1. To get a health insurance plan starting in January of 2023, you’ll need to enroll by December