When shopping for health insurance in Florida, you have no shortage of good options. However, the best fit for you is going to depend on your situation. Are you willing to pay a bit more to get comprehensive coverage with all the bells and whistles? BCBS will be the best fit. Or perhaps you qualify for the premium tax credit and can get an otherwise expensive premium reduced to almost $0.
Are you instead looking for a plan that’s ultra-affordable on the front end? A Molina Healthcare bronze plan could be the way to go. But Oscar gives you more bang for your buck with wider coverage and more generous features.
Frequently Asked Questions
How Much Is Health Insurance in Florida?
In Florida, the cost of health insurance will depend on the provider, plan, and features you choose. Personal details such as your age, health history, and lifestyle will also be factors.
For example, bronze plan premiums averaged about $283 per month for a 25-year-old in Florida, while they rose to about $783 per month for a 60-year-old. Further, silver plan premiums for a 25-year-old Floridian averaged $355 per month, while gold plans averaged $401 per month.
Higher-tier metal plans come with higher costs, and individuals who smoke will pay more. That said, you may be able to significantly reduce your monthly cost if you qualify for a premium tax credit. You can also save by shopping around as costs can vary significantly between providers.
How Do I Get Health Insurance in Florida?
In Florida, you can get health insurance coverage during open enrollment through healthcare.gov. Qualifying events, such as losing coverage or getting married, can also make you eligible to enroll outside of the official open enrollment period. Further, when available, Floridians can get coverage through